The Michigan ABLE Act

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The Michigan ABLE Act

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October, 2016

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Autism
MiAble
Saving Accounts

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Mark your Calendar! Saving is now an option for people and families with disabilities! The Michigan ABLE Act (MiAble) program will open for enrollment on Tuesday, November 1st, 2016 at www.michigan.gov.miable.

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The Achieving Better Life Experience Act, or ABLE Act, allows eligible individuals with disabilities and their families to plan for their future by saving and investing up to $100,000, without putting their benefits or other income in jeopardy. Michigan is about to become the fifth state in the nation to implement this act. It was created to encourage and assist individuals with disabilities to maintain their independence and quality of life.

An individual is eligible if they became disabled or blind before the age of 26. If you receive benefits through SSI and or SSDI programs, you are automatically eligible to establish a MiABLE Account. Please note, If you are not a recipient of SSI and/or SSDI, but still meet the age of onset disability requirement, you could still be eligible to open an ABLE account if you meet the social security’s definition and criteria regarding functional limitations and have a diagnosis from a licensed physician.

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Total annual contribution by family, friends and the individual with a disability for a given tax year is currently $14,000. Under the current law, $14,000 is the maximum amount that individuals can make as a gift to someone else and not pay taxes (gift tax exclusion). An ABLE account must be used for “qualified disability expenses” that relates to their disability; education, housing, transportation, employment training, health
and wellness, financial management, legal fees or funeral/burial expenses,

MiAble accounts may provide more choice and control for the beneficiary and family than other types of trusts and accounts. To find out more information about the MiAble Act, visit www.miable.org

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THE BIG BOOK ABOUT ME

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FREE DOWNLOAD!
GET IT TODAY!

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NEED HELP?

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